Unsolicited Offer #1 - If you want to offer the creditor a written offer first without any other discussion then you should write this letter. You should pair this letter with the "Creditor's Agreement to settle a debt" letter. Unsolicited offer
Counter offer #1 - If you want to counter an offer made to you by a creditor, verbal or otherwise, this is the way to go. You should pair this letter with the "Creditor's Agreement to settle a debt" letter. Counter offer
Verbal Offer Acceptance #1 - Once you have settled debt repayment plans with a collection agency or a creditor's firm you need to have a copy of accepted terms and settlement issues as a document with a company representative's signature on it. This document is a must for your records before you start with any monetary transactions. You should pair this letter with the "Creditor's Agreement to settle a debt" letter. Verbal offer acceptance
Creditor's Agreement to Settle a Debt - This is a letter sent by the Debtor to the Creditor to settle debt . This letter needs to be signed by the Creditor and returned to the Debtor. Creditor's agreement to settle a debt
Debtor's Agreement to Settle a Debt - This is a letter sent by the Debtor to the Creditor to agree to a settlement offer. Debtor's agreement to settle a debt
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